13 Independent Living Facilities in Chicago, IL
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 13 independent living communities in the Chicago area. If you’re looking for right independent living in Chicago, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Chicago. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Chicago.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Chicago, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Arlington Heights, Glenview, Park Ridge, Wheeling, Hazel Crest, Orland Park, Westmont, Lincolnwood.
See The Best Independent Living Facilities around Chicago
Cost of Independent Living in Chicago, IL
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Chicago is $3555 per month, which is 17% than the Illinois average of $3214. And if compared to the national monthly average of $2795, Chicago retirement community cost is 4,285
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Weather and Climate in Chicago
Seasonal Temperatures: Chicago has a typical summer high of 84°F and a winter low of 19°F. And the yearly rainfall here is about 38 inches, while the snowfall is around 35 inch(es) on average.
Air Quality: The Average air quality index rating is usually 48, which is lower than the national average of 58.The index rating at or below 100 is considered satisfactory.
Hospital Services in Chicago for Elderly People
The health index of 90.6 indicates resourceful quality of healthcare services available for seniors, This index is lower than than the state average of 97.2. The Chicago hospitals cater their services to meet treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in Chicago for any common or chronic health condition.
What Are Alternate to Independent Living Senior Care Options in Chicago, IL?
Seniors in Chicago have wide range of care options besides independent living, depending on their care level and medical conditions. If you are looking for assisted living in Chicago, there are alternative options to choose from. At the same time there are nursing homes in Chicago, memory care in Chicago, and home care in Chicago - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Chicago, IL
Medicare does not directly pay for living in independent living facilities. But a person may need medical care for a short duration while living there. Medicare may pay for that if the elderly individuals meet the qualifications. Nonetheless, older adults will get standard Medicare payments like doctor’s visits, hospital stays, and others. Eligible seniors in retirement communities can also use their Medicaid and Veteran entitlements. It will help reduce some validated medical costs even if independent living employees execute them.
Finance Independent Living with Additional Schemes
A few elderly individuals can use Social Security funds, HUD aid, Supplemental Security Income (SSI) payments, private retirement income, or long-term care insurance to cover for independent living costs. Another option for many seniors to finance for their independent living residence is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds assist seniors finance for retirement services and get disability payments. A certain amount is transferred in social security accounts. You get them paid when you demand long-term care after retirement. You can get coverage from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can employ these funds only to finance benefits you receive during senior years.
HUD Program
HUD is a scheme operated by the Department of Housing and Urban Development (HUD). This department creates strategies and regulations to fulfill the housing demands of the USA. The HUD's program assists low-income older adults and their families with mortgage insurance protection to possess their houses.
Long-Term Care Insurance (LTCI)
The LTCI policy are available to elderly receiving long-term care. Older adults can finance for retirement community services through the LTCI benefits that the standard insurance does not cover. According to the 2020 figures from the Administration for Community Living, about 70% of seniors over 65 will benefit from LTCI benefits in the upcoming years. This includes help with ADLs, costs of chronic health conditions, disabilities, and long-term disorder like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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