9 Independent Living Facilities in Polk County, FL
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 9 independent living communities in the Polk County area. If you’re looking for right independent living in Polk County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Polk County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Polk County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Polk County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Plant City, Lakeland, Lake Placid, Winter Haven, Brooksville, Kissimmee.
See The Best Independent Living Facilities around Polk County
Cost of Independent Living in Polk County, FL
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Polk County is $2624 per month, which is 30% than the Florida average of $2802. And if compared to the national monthly average of $2795, Polk County retirement community cost is 3,737
What Are Alternate to Independent Living Senior Care Options in Polk County, FL?
Seniors in Polk County have several care options besides independent living, depending on their care level and medical conditions. If you are looking for assisted living in Polk County, there are alternative options to choose from. Likewise there are nursing homes in Polk County, memory care in Polk County, and home care in Polk County - all of them are also the options you can discover.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Polk County, FL
Medicare does not instantly cover living in independent living residences. But an individual may demand medical care for a short duration while living there. Medicare may pay for that if the older adults meet the eligibility requirements. However, seniors will get typical Medicare benefits like doctor’s visits, hospital stays, and others. Eligible seniors in retirement homes can also use their Medicaid and Veteran entitlements. It will help offset some approved medical fees even if independent living employees perform them.
Finance Independent Living with Additional Schemes
A few elderly individuals can use Social Security funds, HUD aid, Supplemental Security Income (SSI) payments, private retirement income, or long-term care insurance to cover for independent living expenses. Another option for many older adults to pay for their independent living residence is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds support elderly individuals pay for retirement services and get disability benefits. A certain amount is credited in social security accounts. You get them paid when you require long-term care after retirement. You can get benefits from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can use these funds only to finance benefits you receive during old age.
HUD Program
HUD is a program operated by the Department of Housing and Urban Development (HUD). This department establishes approaches and guidelines to fulfill the housing needs of the USA. The HUD's program helps low-income elderly individuals and their families with mortgage insurance benefits to own their houses.
Long-Term Care Insurance (LTCI)
The LTCI services are offered to older adults receiving long-term care. Older adults can finance for retirement living services through the LTCI benefits that the typical insurance does not cover. According to the 2020 statistics from the Administration for Community Living, about 70% of older adults over 65 will benefit from LTCI benefits in the future. This includes help with ADLs, costs of chronic health ailments, disabilities, and long-term illness like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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