2 Independent Living Facilities in Merritt Island, FL
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 2 independent living communities in the Merritt Island area. If you’re looking for right independent living in Merritt Island, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Merritt Island. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Merritt Island.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Merritt Island, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Melbourne.
See The Best Independent Living Facilities around Merritt Island
Cost of Independent Living in Merritt Island, FL
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Merritt Island is $2850 per month, which is 24% than the Florida average of $2802. And if compared to the national monthly average of $2795, Merritt Island retirement community cost is 3,737
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Weather and Climate in Merritt Island
Seasonal Temperatures: Merritt Island has a typical summer high of 90°F and a winter low of 49°F. And the yearly rainfall here is about 53 inches, while the snowfall is around 0 inch(es) on average.
Air Quality: The Average air quality index rating is usually 73, which is higher than the national average of 58.The index rating at or below 100 is considered satisfactory.
Hospital Services in Merritt Island for Elderly People
The health index of 94.4 indicates resourceful quality of healthcare services available for seniors, This index is lower than than the state average of 98. The Merritt Island hospitals cater their services to meet treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in Merritt Island for any common or chronic health condition.
What Are Alternate to Independent Living Senior Care Options in Merritt Island, FL?
Elderly residents in Merritt Island have several care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Merritt Island, there are various options to choose from. Similarly there are nursing homes in Merritt Island, memory care in Merritt Island, and home care in Merritt Island - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Merritt Island, FL
Medicare does not directly compensate for living in independent living facilities. But a person may need medical care for a brief period while staying there. Medicare may pay for that if the seniors meet the eligibility requirements. Nonetheless, seniors will obtain standard Medicare benefits like doctor’s visits, hospital stays, and others. Entitled seniors in retirement homes can also use their Medicaid and Veteran advantages. It will help diminish some validated medical fees even if independent living employees perform them.
Finance Independent Living with Additional Schemes
A few seniors can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, private retirement income, or long-term care insurance to cover for independent living expenditures. A different choice for many older adults to finance for their independent living facility is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds assist seniors pay for retirement services and obtain disability payments. A specific amount is deposited in social security accounts. You receive them paid when you demand long-term care after retirement. You can get coverage from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can employ these funds only to finance benefits you receive during retirement.
HUD Program
HUD is a program operated by the Department of Housing and Urban Development (HUD). This department creates plans and regulations to fulfill the housing demands of the USA. The HUD's program helps low-income older adults and their families with mortgage insurance benefits to acquire their houses.
Long-Term Care Insurance (LTCI)
The LTCI services are available to elderly receiving long-term care. Elderly can pay for retirement residential services through the LTCI benefits that the regular insurance does not insure. Based on the 2020 figures from the Administration for Community Living, about 70% of elderly over 65 will benefit from LTCI benefits in the upcoming years. This includes aid with ADLs, costs of chronic health conditions, being disabled, and long-term illness like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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