11 Independent Living Facilities in Clearwater, FL
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 11 independent living communities in the Clearwater area. If you’re looking for right independent living in Clearwater, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Clearwater. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Clearwater.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Clearwater, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Saint Petersburg, Largo, Pinellas Park, Palm Harbor, Dunedin.
See The Best Independent Living Facilities around Clearwater
Cost of Independent Living in Clearwater, FL
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Clearwater is $2438 per month, which is 35% than the Florida average of $2802. And if compared to the national monthly average of $2795, Clearwater retirement community cost is 3,737
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Weather and Climate in Clearwater
Seasonal Temperatures: Clearwater has a typical summer high of 90°F and a winter low of 52°F. And the yearly rainfall here is about 51 inches, while the snowfall is around 0 inch(es) on average.
Air Quality: The Average air quality index rating is usually 67, which is higher than the national average of 58.The index rating at or below 100 is considered satisfactory.
Hospital Services in Clearwater for Elderly People
The health index of 101.4 indicates resourceful quality of healthcare services available for seniors, This index is higher than than the state average of 98. The Clearwater hospitals cater their services to meet treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in Clearwater for any common or chronic health condition.
What Are Alternate to Independent Living Senior Care Options in Clearwater, FL?
Seniors in Clearwater have different care options besides independent living, depending on their care level and medical circumstances. If you are looking for assisted living in Clearwater, there are alternative options to choose from. At the same time there are nursing homes in Clearwater, memory care in Clearwater, and home care in Clearwater - all of them are also the options you can look for.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Clearwater, FL
Medicare does not instantly cover living in independent living facilities. But a person may require medical care for a short period while residing there. Medicare could reimburse for that if the elderly individuals meet the qualifications. Nevertheless, seniors will receive regular Medicare payments like doctor’s visits, hospital stays, and others. Eligible seniors in retirement facilities can also use their Medicaid and Veteran entitlements. It will help reduce some approved medical expenses even if independent living employees execute them.
Finance Independent Living with Additional Schemes
Some seniors can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, individual retirement income, or long-term care insurance to pay for independent living expenditures. A different choice for many older adults to pay for their independent living facility is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds support older adults pay for retirement services and get disability compensation. A particular amount is credited in social security accounts. You receive them paid when you need long-term care after retirement. You can get coverage from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can use these funds only to pay for benefits you receive during retirement.
HUD Program
HUD is a scheme operated by the Department of Housing and Urban Development (HUD). This department develops strategies and guidelines to meet the housing demands of the USA. The HUD's program assists low-income older adults and their families with mortgage insurance protection to own their houses.
Long-Term Care Insurance (LTCI)
The LTCI services are provided to seniors receiving long-term care. Seniors can pay for retirement residential services through the LTCI allowances that the standard insurance does not include. According to the 2020 data from the Administration for Community Living, about 70% of older adults over 65 will need LTCI benefits in the years to come. This includes help with ADLs, costs of chronic health conditions, being disabled, and long-term condition like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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