23 Independent Living Facilities in Kent County, DE
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 23 independent living communities in the Kent County area. If you’re looking for right independent living in Kent County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Kent County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Kent County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Kent County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Big Rapids, Cedar Springs, Newaygo, Rockford, Sand Lake, Fremont, Holland, Jenison, Spring Lake, Zeeland, Grand Rapids, Wyoming.
See The Best Independent Living Facilities around Kent County
Cost of Independent Living in Kent County, DE
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Kent County is $4635 per month, which is 12% than the Delaware average of $3932. And if compared to the national monthly average of $2795, Kent County retirement community cost is 5,243
What Are Alternate to Independent Living Senior Care Options in Kent County, DE?
Senior citizens in Kent County have different care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Kent County, there are alternative options to choose from. Likewise there are nursing homes in Kent County, memory care in Kent County, and home care in Kent County - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Kent County, DE
Medicare does not instantly compensate for living in independent living facilities. But a person may need medical care for a brief period while residing there. Medicare might cover for that if the seniors meet the eligibility requirements. Nonetheless, seniors will get standard Medicare benefits like doctor’s visits, hospital stays, and others. Eligible seniors in retirement communities can also use their Medicaid and Veteran benefits. It will help offset some approved medical costs even if independent living employees perform them.
Finance Independent Living with Additional Schemes
A few older adults can use Social Security funds, HUD support, Supplemental Security Income (SSI) payments, individual retirement income, or long-term care insurance to settle for independent living costs. Another option for many elderly individuals to afford for their independent living accommodation is to rent out or sell their residences that they will not use anymore.
Social Security Funds
The social security funds help older adults cover for retirement services and receive disability payments. A certain amount is credited in social security accounts. You receive them paid when you require long-term care after retirement. You can get support from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to cover benefits you receive during retirement.
HUD Program
HUD is a scheme operated by the Department of Housing and Urban Development (HUD). This department develops approaches and guidelines to fulfill the housing needs of the USA. The HUD's program assists low-income older adults and their families with mortgage insurance coverage to own their houses.
Long-Term Care Insurance (LTCI)
The LTCI coverage are offered to older adults receiving long-term care. Elderly can pay for retirement community services through the LTCI benefits that the typical insurance does not insure. In regards to the 2020 figures from the Administration for Community Living, about 70% of elderly over 65 will benefit from LTCI benefits in the future. This includes assistance with ADLs, costs of chronic health diseases, being disabled, and long-term illness like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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