41 Independent Living Facilities in New London County, CT
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 41 independent living communities in the New London County area. If you’re looking for right independent living in New London County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in New London County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in New London County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in New London County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: East Greenwich, Lincoln, Wakefield, Warwick, Woonsocket, Providence, Johnston, Bloomfield, Farmington, Glastonbury, Manchester, Rocky Hill, South Windsor, Hartford, West Hartford, Waterford.
See The Best Independent Living Facilities around New London County
Cost of Independent Living in New London County, CT
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in New London County is $3185 per month, which is 0% than the Connecticut average of $3666. And if compared to the national monthly average of $2795, New London County retirement community cost is -1
What Are Alternate to Independent Living Senior Care Options in New London County, CT?
Elderly residents in New London County have multiple care options besides independent living, depending on their care level and medical circumstances. If you are looking for assisted living in New London County, there are alternative options to choose from. Likewise there are nursing homes in New London County, memory care in New London County, and home care in New London County - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in New London County, CT
Medicare does not directly cover living in independent living facilities. But an individual may need medical care for a limited time while living there. Medicare may pay for that if the elderly individuals meet the eligibility requirements. However, elderly individuals will obtain standard Medicare coverage like doctor’s visits, hospital stays, and others. Eligible seniors in retirement communities can also use their Medicaid and Veteran benefits. It will help offset some approved medical expenses even if independent living employees carry out them.
Finance Independent Living with Additional Schemes
A few elderly individuals can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, individual retirement income, or long-term care insurance to cover for independent living expenses. A different choice for many older adults to finance for their independent living facility is to rent out or sell their residences that they will not require.
Social Security Funds
The social security funds support older adults cover for retirement services and get disability payments. A certain amount is credited in social security accounts. You get them paid when you require long-term care after retirement. You can get support from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can use these funds only to finance benefits you receive during retirement.
HUD Program
HUD is a scheme operated by the Department of Housing and Urban Development (HUD). This department establishes plans and guidelines to fulfill the housing demands of the USA. The HUD's program supports low-income older adults and their families with mortgage insurance benefits to acquire their houses.
Long-Term Care Insurance (LTCI)
The LTCI coverage are available to older adults receiving long-term care. Seniors can pay for retirement residential services through the LTCI benefits that the standard insurance does not cover. In regards to the 2020 statistics from the Administration for Community Living, about 70% of older adults over 65 will require LTCI coverage in the upcoming years. This includes aid with ADLs, costs of chronic health conditions, being disabled, and long-term disorder like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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