30 Independent Living Facilities in Naugatuck, CT
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 30 independent living communities in the Naugatuck area. If you’re looking for right independent living in Naugatuck, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Naugatuck. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Naugatuck.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Naugatuck, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Bristol, Farmington, Plainville, Ansonia, Cheshire, Meriden, Seymour, Wallingford, New Haven, Hamden, West Haven, Bridgeport, Trumbull, Waterbury, Terryville.
See The Best Independent Living Facilities around Naugatuck
Cost of Independent Living in Naugatuck, CT
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Naugatuck is $2813 per month, which is 42% than the Connecticut average of $3666. And if compared to the national monthly average of $2795, Naugatuck retirement community cost is 4,888
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Weather and Climate in Naugatuck
Seasonal Temperatures: Naugatuck has a typical summer high of 84°F and a winter low of 19°F. And the yearly rainfall here is about 52 inches, while the snowfall is around 34 inch(es) on average.
Air Quality: The Average air quality index rating is usually 67, which is higher than the national average of 58.The index rating at or below 100 is considered satisfactory.
Hospital Services in Naugatuck for Elderly People
The health index of 99.9 indicates resourceful quality of healthcare services available for seniors, This index is higher than than the state average of 97.7. The Naugatuck hospitals cater their services to meet treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in Naugatuck for any common or chronic health condition.
What Are Alternate to Independent Living Senior Care Options in Naugatuck, CT?
Elderly individuals in Naugatuck have various care options besides independent living, depending on their care level and medical conditions. If you are looking for assisted living in Naugatuck, there are alternative options to choose from. Similarly there are nursing homes in Naugatuck, memory care in Naugatuck, and home care in Naugatuck - all of them are also the options you can discover.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Naugatuck, CT
Medicare does not directly compensate for living in independent living facilities. But an individual may require medical care for a brief time while residing there. Medicare might cover for that if the older adults meet the eligibility requirements. Nonetheless, seniors will receive standard Medicare coverage like doctor’s visits, hospital stays, and others. Qualified seniors in retirement homes can also use their Medicaid and Veteran advantages. It will help reduce some approved medical costs even if independent living employees execute them.
Finance Independent Living with Additional Schemes
Some seniors can use Social Security funds, HUD support, Supplemental Security Income (SSI) payments, individual retirement income, or long-term care insurance to settle for independent living expenses. Another option for many seniors to pay for their independent living facility is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds assist seniors cover for retirement services and receive disability payments. A particular amount is transferred in social security accounts. You get them paid when you need long-term care after retirement. You can get support from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can employ these funds only to cover benefits you receive during senior years.
HUD Program
HUD is a scheme operated by the Department of Housing and Urban Development (HUD). This department establishes plans and regulations to fulfill the housing requirements of the USA. The HUD's program supports low-income elderly individuals and their families with mortgage insurance coverage to possess their houses.
Long-Term Care Insurance (LTCI)
The LTCI services are provided to seniors receiving long-term care. Older adults can pay for retirement residential services through the LTCI allowances that the typical insurance does not cover. Based on the 2020 figures from the Administration for Community Living, about 70% of older adults over 65 will benefit from LTCI benefits in the years to come. This includes aid with ADLs, costs of chronic health conditions, being disabled, and long-term illness like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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