Independent Living Facilities in Shasta County, CA
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are independent living communities in the Shasta County area. If you’re looking for right independent living in Shasta County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Shasta County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Shasta County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Shasta County, call +(877) 409-0666 or get in touch through info@boomershub.com.
See The Best Independent Living Facilities around Shasta County
Cost of Independent Living in Shasta County, CA
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Shasta County is $3188 per month, which is 29% than the California average of $3371. And if compared to the national monthly average of $2795, Shasta County retirement community cost is 4,495
What Are Alternate to Independent Living Senior Care Options in Shasta County, CA?
Elderly residents in Shasta County have various care options besides independent living, depending on their care level and medical circumstances. If you are looking for assisted living in Shasta County, there are different options to choose from. Similarly there are nursing homes in Shasta County, memory care in Shasta County, and home care in Shasta County - all of them are also the options you can look for.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Shasta County, CA
Medicare does not directly compensate for living in independent living residences. But someone may need medical care for a brief period while living there. Medicare could reimburse for that if the seniors meet the eligibility requirements. Nevertheless, elderly individuals will obtain regular Medicare coverage like doctor’s visits, hospital stays, and others. Eligible seniors in retirement communities can also use their Medicaid and Veteran advantages. It will help reduce some approved medical expenses even if independent living employees perform them.
Finance Independent Living with Additional Schemes
Several elderly individuals can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, personal retirement income, or long-term care insurance to settle for independent living costs. Another option for many elderly individuals to afford for their independent living residence is to rent out or sell their residences that they will not use anymore.
Social Security Funds
The social security funds help elderly individuals cover for retirement services and obtain disability compensation. A certain amount is transferred in social security accounts. You receive them paid when you require long-term care after retirement. You can get support from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can employ these funds only to finance benefits you receive during senior years.
HUD Program
HUD is a scheme operated by the Department of Housing and Urban Development (HUD). This department creates strategies and regulations to fulfill the housing requirements of the USA. The HUD's program assists low-income elderly individuals and their families with mortgage insurance protection to acquire their houses.
Long-Term Care Insurance (LTCI)
The LTCI coverage are provided to older adults receiving long-term care. Older adults can cover the cost for retirement living services through the LTCI benefits that the typical insurance does not insure. According to the 2020 statistics from the Administration for Community Living, about 70% of seniors over 65 will need LTCI coverage in the years to come. This includes help with ADLs, costs of chronic health ailments, having a disability, and long-term condition like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
Free consultation with our certified, senior advisors
