20 Assisted Living Facilities in Saint Louis, MO
Seniors who require daily assistance with ADLs and IADLs can live in assisted living communities. They provide supervision, personal care, and recreation activities for seniors. These communities may also include transportation assistance and minimal nursing care. Under certain conditions, assisted living communities may also provide respite care, hospice care, or dementia care.
Complete Guide to Assisted Living
BoomersHub found 20 assisted living options in the Saint Louis area. On average, these senior living communities in Saint Louis can cost $3839 per month (Genworth Cost of Care Survey 2021). We've compiled detailed information on pricing, amenities, and services each facility offers to help you narrow down your search. Whether you're considering luxury assisted living in Saint Louis or want to stick to a budget, we'll work alongside you. Our local advisors can help families make informed decisions for FREE in selecting the best-assisted living facility near Saint Louis.
To speak with one of our experienced Family Advisors about the top assisted living facilities in Saint Louis, call +(877) 409-0666 or get in touch through info@boomershub.com today.
You may also take into consideration Assisted Living facilities in nearby cities like: Bethalto, East Alton, Edwardsville, Glen Carbon, Granite City, Fairview Heights, Belleville, Collinsville, Freeburg, O'fallon, Waterloo.
See The Best Assisted Living Facilities around Saint Louis
Cost of Assisted Living in Saint Louis, MO
According to Genworth Financials' 2021 Cost of Care Survey, the average cost of Assisted Living in Saint Louis is $3839 per month, which is 14% to the Missouri average of $3,354. And as compared to the national monthly average of $4,000, Dallas Assisted Living's cost is almost similar.
What Are Alternate to Assisted Living Senior Care Options in Saint Louis, MO?
Senior citizens in Saint Louis have various care options besides assisted living, depending on their care level and medical conditions. There are other choices if you do not need continuous care assistance - then you should look for independent living in Saint Louis. At the same time there are nursing homes in Saint Louis, memory care in Saint Louis, and home care in Saint Louis are also options you can explore if you (or your relative) requires a certain level of medical assistance.
Would you like to get to know more about other care options? Read this article - Alternatives to assisted living: what other care options are available?
Assisted Living Financial Assistance for Seniors in Saint Louis, MO
There are numerous financial support choices available for senior citizens to meet the expenses of Assisted Living in Saint Louis. Furthermore, non-profit organizations and Saint Louis-area bureaus supply assistance towards better senior living in Saint Louis, MO.
Private Pay
Out-of-pocket payment is the soundest way to cover the cost of Assisted Living in Saint Louis. This is because you cover the cost for the affordable assisted living near you. Nevertheless, it might not be the most straightforward option for most seniors. In that situation, you can make use of a mixture of the subsequent options.
Reverse mortgage
A reverse mortgage is a home loan alternative. An aging home owner with substantial home equity can tap into the worth of the property and get funds. The funds can come in the form of a steady stream of income, a bulk amount, or a credit line.
Medicaid and Medicare benefits
Every state has its own unique Medicaid program to help lower-income residents with healthcare-related bills. Furthermore, Medicaid covers particular lengthy care bills for eligible aging individuals. Nonetheless, you will need to satisfy the state requirements to be approved for the Medicaid benefits in Saint Louis. To cover assisted living in Missouri, the state primarily utilizes HCBS Waivers (Home and Community-Based Services). However, this waiver does not finance the room and board costs in assisted living.
On the contrary, Medicare doesn't cover the price of ADLs assistance for residents of assisted living communities. However, elderly individuals can utilize Medicare benefits to finance approved healthcare needs in assisted living communities in Saint Louis.
Here you can read a bit more about Medicare benefits for seniors
Veteran benefits
The VA’s (Veteran Administration) Aid & Attendance program in Saint Louis, MO gives monthly pensions to eligible veterans and their spouses to assist with assisted living expenses. Veterans can also use their additional benefits to finance assisted living expenses in Saint Louis.
Read more about: A&A Veteran Benefits
For more information about different ways to finance assisted living please read this article – How to pay for assisted living?
Rules and Regulations for Assisted Living in Saint Louis, MO
Saint Louis Assisted Living communities are required to follow a set of standards and regulations implemented by Missouri. These regulations are to ensure that the facilities are adequately trained to care for seniors. For instance, the Assisted Living care facilities in Saint Louis go through highest level of training and education for the caregivers. This allows caregivers to be competent and professional while helping seniors with their daily needs. Visit our Missouri Assisted Living page to find more information on the state-specific rules and guidelines.
Additional Assisted Living Resources for Seniors in Saint Louis
Several government and non-profit agencies work collectively in Saint Louis to provide retired individuals with better amenities. These services ensures seniors lead a better life in Saint Louis. Concerning the Saint Louis resources, they can include free meal delivery services, utility billing programs, medical programs, and others. Find out the available free resources for retired individuals from the Assisted Living Missouri Page
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