Independent Living Facilities in Saint Simons Island, GA
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are independent living communities in the Saint Simons Island area. If you’re looking for right independent living in Saint Simons Island, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Saint Simons Island. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Saint Simons Island.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Saint Simons Island, call +(877) 409-0666 or get in touch through info@boomershub.com.
See The Best Independent Living Facilities around Saint Simons Island
Cost of Independent Living in Saint Simons Island, GA
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Saint Simons Island is $4500 per month, which is 37% than the Georgia average of $2458. And if compared to the national monthly average of $2795, Saint Simons Island retirement community cost is 3,278
What Are Alternate to Independent Living Senior Care Options in Saint Simons Island, GA?
Retired individuals in Saint Simons Island have different care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Saint Simons Island, there are various options to choose from. Similarly there are nursing homes in Saint Simons Island, memory care in Saint Simons Island, and home care in Saint Simons Island - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Saint Simons Island, GA
Medicare does not immediately compensate for living in independent living facilities. But a person may require medical care for a brief duration while residing there. Medicare might cover for that if the seniors meet the eligibility requirements. Nevertheless, seniors will get typical Medicare payments like doctor’s visits, hospital stays, and others. Entitled seniors in retirement communities can also use their Medicaid and Veteran benefits. It will help reduce some approved medical expenses even if independent living employees carry out them.
Finance Independent Living with Additional Schemes
Several seniors can use Social Security funds, HUD aid, Supplemental Security Income (SSI) payments, personal retirement income, or long-term care insurance to pay for independent living expenditures. Another option for many seniors to afford for their independent living residence is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds help older adults cover for retirement services and get disability payments. A particular amount is deposited in social security accounts. You get them paid when you require long-term care after retirement. You can get support from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can use these funds only to pay for benefits you receive during senior years.
HUD Program
HUD is a program operated by the Department of Housing and Urban Development (HUD). This department establishes plans and guidelines to fulfill the housing needs of the USA. The HUD's program helps low-income elderly individuals and their families with mortgage insurance benefits to own their houses.
Long-Term Care Insurance (LTCI)
The LTCI policy are offered to elderly receiving long-term care. Seniors can cover the cost for retirement community services through the LTCI benefits that the regular insurance does not insure. In regards to the 2020 statistics from the Administration for Community Living, about 70% of seniors over 65 will need LTCI protection in the upcoming years. This includes assistance with ADLs, costs of chronic health ailments, disabilities, and long-term disorder like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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