Independent Living Facilities in Navajo County, AZ
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are independent living communities in the Navajo County area. If you’re looking for right independent living in Navajo County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Navajo County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Navajo County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Navajo County, call +(877) 409-0666 or get in touch through info@boomershub.com.
See The Best Independent Living Facilities around Navajo County
Cost of Independent Living in Navajo County, AZ
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Navajo County is $3750 per month, which is 7% than the Arizona average of $3038. And if compared to the national monthly average of $2795, Navajo County retirement community cost is 4,050
What Are Alternate to Independent Living Senior Care Options in Navajo County, AZ?
Elderly residents in Navajo County have several care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Navajo County, there are different options to choose from. Similarly there are nursing homes in Navajo County, memory care in Navajo County, and home care in Navajo County - all of them are also the options you can discover.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Navajo County, AZ
Medicare does not immediately cover living in independent living residences. But someone may require medical care for a limited duration while staying there. Medicare may pay for that if the older adults meet the eligibility requirements. Nevertheless, elderly individuals will get regular Medicare coverage like doctor’s visits, hospital stays, and others. Qualified seniors in retirement homes can also use their Medicaid and Veteran benefits. It will help diminish some validated medical expenses even if independent living employees carry out them.
Finance Independent Living with Additional Schemes
Some older adults can use Social Security funds, HUD support, Supplemental Security Income (SSI) payments, individual retirement income, or long-term care insurance to pay for independent living costs. An alternative for many seniors to pay for their independent living residence is to rent out or sell their residences that they will not use anymore.
Social Security Funds
The social security funds help older adults cover for retirement services and receive disability benefits. A certain amount is transferred in social security accounts. You get them paid when you demand long-term care after retirement. You can get coverage from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to cover benefits you receive during senior years.
HUD Program
HUD is a initiative operated by the Department of Housing and Urban Development (HUD). This department develops approaches and regulations to address the housing requirements of the USA. The HUD's program supports low-income seniors and their families with mortgage insurance benefits to own their houses.
Long-Term Care Insurance (LTCI)
The LTCI services are provided to older adults receiving long-term care. Elderly can finance for retirement living services through the LTCI benefits that the regular insurance does not cover. According to the 2020 statistics from the Administration for Community Living, about 70% of older adults over 65 will need LTCI benefits in the upcoming years. This includes help with ADLs, costs of chronic health diseases, having a disability, and long-term illness like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
Free consultation with our certified, senior advisors
